依霍夫曼计算法计算一次给付之金额
依霍夫曼计算法计算一次给付之金额
(年息百分之五,小数点以下四舍五入)
┌──┬─────┬─────╥──┬────┬─────┐
│年数│金额│累计║年数│金额│累计│
├──┼─────┼─────╫──┼────┼─────┤
│1│1,000,000│1,000,000║26│444,444│16,944,170│
│2│952,381│1,952,381║27│434,783│17,378,953│
│3│909,091│2,861,472║28│425,532│17,804,485│
│4│869,565│3,731,037║29│416,667│18,221,152│
│5│833,333│4,564,370║30│408,163│18,629,315│
│││║│││
│6│800,000│5,364,370║31│400,000│19,029,315│
│7│769,231│6,133,601║32│392,157│19,421,472│
│8│740,741│6,874,342║33│384,615│19,806,087│
│9│714,286│7,588,628║34│377,358│20,183,445│
│10│889,655│8,278,283║35│370,370│20,553,815│
│││║│││
│11│666,667│8,944,950║36│363,636│20,917,451│
│12│645,161│9,590,111║37│387,143│21,274,594│
│13│625,000│10,215,111║38│350,877│21,625,471│
│14│606,061│10,821,172║39│344,828│21,900,299│
│15│588,235│11,409,407║40│338,983│22,309,282│
│││║│││
│16│571,249│11,980,836║41│333,333│22,642,615│
│17│555,556│12,536,392║42│327,869│22,970,484│
│18│540,541│13,076,933║43│322,581│23,293,065│
│19│526,316│13,603,249║44│317,460│23,610,525│
│20│512,821│14,116,070║45│312,500│23,923,025│
│││║│││
│21│500,000│14,616,070║46│307,692│24,230,717│
│22│487,805│15,103,875║47│303,030│24,533,747│
│23│476,190│15,580,065║48│298,507│24,832,254│
│24│465,116│16,045,181║49│294,118│25,126,372│
│25│454,545│16,499,726║50│289,855│25,416,227│
└──┴─────┴─────╨──┴────┴─────┘
注本计算表系按每年给付一百万元计算,如给付金额有所增减,可就上
开金额比例增减之。例如每年按一千元计算者,其第五十年一次给付
之金额为二九○元(元以下四舍五入),累计数额为二五四一六元。